Seamless Experience

Embed customized functionality and tailored  user experiences in order to optimize conversions through our Credit Building API

Brand Visibility & Retention

Increase brand visibility, loyalty and retention with a high touch-point product. You’ll have access to special offers and exclusive discounts to pass along to your customers.

Please reach out to us with any questions using the form below.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Seamless Experience

Embed customized functionality and tailored  user experiences in order to optimize conversions through our Credit Building API

Brand Visibility & Retention

Increase brand visibility, loyalty and retention with a high touch-point product. You’ll have access to special offers and exclusive discounts to pass along to your customers.

Please reach out to us with any questions using the form below.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Credit repair, reimagined.
Improve your credit score for free.

Join the many 1000's who are repairing and building their credit the smarter way.
Just connect to a credit monitoring provider so that we have your full credit data and you can get started in 2 minutes.

Get Started Now

We’re changing the way people repair and build credit

18K+
Users
135K
Interventions in 2021
1.2M
Cumulative Score Point Increases
$12M+
Saved in Credit Repair Fees

The world’s first fully automated credit repair app

No more wasting your hard earned money on overpriced credit repair companies. It's the free and magical alternative.

How it Works

Free credit repair. Just connect a monitoring plan.

Connect a monitoring plan

Link your favorite credit monitoring subscription so we can continuously analyze your credit report.

Free credit repair. Just connect a monitoring plan.

Repair process starts instantly

We instantly start on your repair process with our fully automated dispute engine guiding your repair strategy.

Free credit repair. Just connect a monitoring plan.

Meet your robo advisor

Don’t just band-aid your score, build your credit score. Personal credit coach that will help you build and maintain great credit.

Free credit repair. Just connect a monitoring plan.

Earn rewards for improving your score

Not that you need to be incentivized to build your score and acquire  financial freedom.

The Kredit Difference

Industry disrupting automation

Proprietary credit repair technology that allows us to offer a service that typically costs over $750, for free.

Eighty percent of credit reports have mistakes. Our repair technology will automatically analyze, challenge, dispute and verify accounts on your report.

Free credit repair. Just connect a monitoring plan.
Kredit Building Dashboard

Data driven intelligence

We use machine learning to analyze millions of credit data points in order to continuously learn from the data, identify patterns and make real time decisions for how best to improve your credit score.


Personalized guidance

We know the products, we know you and we have the data on what actually works. Everyone makes promises to improve your credit. Don’t guess which credit building services are best for you. Get timely credit advice that’s personalized for your credit profile.

Credit building that works.
Credit building that works.
Credit building that works.
Free credit repair. Just connect a monitoring plan. What's your TrueScore
What's your true credit worthiness? Kredit can help you get there.

What’s your TruScore?

We're able to  determine your true creditworthiness by running a deep analyses of your credit profile and determining your precise opportunities to notify, satisfy and gamify the credit algorithms.

Meet your credit robo advisor

Kaye keeps tabs of your credit profile by updating your TruScore, monitoring your report for accounts that need to be challenged, offering timely credit building advice and answering all your credit questions.

credit robo advisor

Improve your credit. Make your dreams come true.

What would you do with better credit?

Peace of mind

Improve your credit score!

Expand your family

Improve your credit score!

Own a home

Improve your credit score!

Buy a car

Improve your credit score!

Get a loan

Improve your credit score!

Start a business

Get Started Now

Your Costs

$0
Per month for credit repair
$0
Per month for credit advisor
$0
Per month for your credit building dashboard
All you need is a credit monitoring plan so we have access to your full credit data.

Supported monitoring companies

Free credit repair. Just connect a credit monitoring plan.
  • Direct 3B report Integration
  • Instant Upload
  • Alerts and ID Protection
Plans Starting at $6.67/mo
Free credit repair. Just connect a credit monitoring plan.
  • Direct 1B report Integration
  • Instant Upload
  • Dark Web Monitoring
Plans Starting at $7.50/mo
Free credit repair. Just connect a credit monitoring plan.
  • 2 Business Day set up
  • 3B Reports
Plans Starting at $19.95/mo
Free credit repair. Just connect a credit monitoring plan.
  • 2 Business Day set up
  • 3B Reports
Plans Starting at $19.95/mo

Repair of your account can get
started in two minutes.

Your Costs

$0
Per month for Credit Repair
$0
Per month for credit advisor
$0
Per month for your credit building dashboard
All you need is a monitoring plan so we have access to your full credit data.

Integrated Partners

Features

Full 3 Bureau Reports
Alerts and ID Protection
Direct report integrations with instant uploads
ID Theft Restoration
Dark Web Monitoring
Integrated Monitoring Plans Starting
at only  $6.67/month
Repair of your account can get started in two minutes.
Sign Up Now

Compare credit repair services

Outdated credit building services

High cost

Often upwards of $750 and then you can get hit with hidden fees.

Cumbersome

Time consuming and tedious onboarding. Always salesy, many times slimy.

Short sighted

No long term credit building strategy. Merely a band aid approach.

Not data-driven

Lacks the sophistication to allow for deep data analytics & to accurately detect changing trends.

Kredit Logo

Free

You will never be charged a penny for our credit services & there are never any hidden fees.

Instant

Link your credit monitoring services and start seeing recommendations in two minutes.

No gimmicks

We are here to help. Our tools give you the answers right away for free. No hidden fees.

Intelligent

Our tech is built by financial experts. With millions of data points, we’ll give you recommendations tailored to your needs.

Get Started Now

Trusted by thousands of users nationwide

Your product is awesome!
I signed up a little over a month ago they sent out 2 disputes immediately and so far 1 had already been removed from my report on all 3 credit bureaus.
I love that they don't do repair but work with you to build up credit in other ways.

Marcia
Marcia
Dekalb, IL

This is an excellent service that cost me nothing other than having a legit credit monitoring plan.  Best part about Kredit is that I didn't have to do anything but watch my score go up and up! Kredit the best thing I've ever found.

Lanell
Lanell
Philadelphia, PA

Kredit is a life saver!
Truly the best credit repair service and it's free. All you need is a credit monitoring which you should have anyways.  
I can definitely say it works!

Walter
Walter
Los Angeles, CA

Frequently Asked Questions

How are you different than regular credit repair?
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What kind of credit score increase can I expect?
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Will this require a hard inquiry? 
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Why do I need to pay for a monthly monitoring plan?
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How much does Kredit cost?
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How does Kredit compare to other services?
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Seamless Experience

Embed customized functionality and tailored  user experiences in order to optimize conversions through our Credit Building API

Brand Visibility & Retention

Increase brand visibility, loyalty and retention with a high touch-point product. You’ll have access to special offers and exclusive discounts to pass along to your customers.

Please reach out to us with any questions using the form below.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.