Seamless Experience

Embed customized functionality and tailored  user experiences through our Credit Building services.

Brand Visibility & Retention

Increase brand visibility, loyalty and retention with a high touch-point product. You’ll have access to special offers and exclusive discounts to pass along to your customers.

Please reach out to us with any questions using the form below.
Thank you! Your submission has been received!
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Seamless Experience

Embed customized functionality and tailored  user experiences through our Credit Building services.

Brand Visibility & Retention

Increase brand visibility, loyalty and retention with a high touch-point product. You’ll have access to special offers and exclusive discounts to pass along to your customers.

Please reach out to us with any questions using the form below.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Fix & build your credit score without the gimmicks and high costs.

Join the many 1000's who are repairing and building their credit the smarter way.
Just connect to a credit monitoring provider so that we have access your full credit data and our robo credit builder will take it from there

Get Credit Repair Started

We’re changing the way people repair and build credit

21K+
Users
165K
Interventions in 2021
1.5M
Cumulative Score Point Increases
$14M+
Saved in Credit Repair Fees

The world’s first fully automated credit building app

No more spending your hard earned money on overpriced credit repair companies. It's the free and magical alternative.

How it Works

Free credit repair. Just connect a monitoring plan.

Connect a monitoring plan

Link to an integrated credit monitoring provider so we can continuously analyze your credit report.

Free credit repair. Just connect a monitoring plan.

Repair process starts instantly

No lengthily sales process. Our fully automated dispute engine guides your repair strategy and starts instantly.

Free credit repair. Just connect a monitoring plan.

Ongoing credit building

Don’t just band-aid your score, build your credit score w' a personalized credit building dashboard that guides every step of your credit building journey.

Free credit repair. Just connect a monitoring plan.

Earn rewards for improving your score

Not that you need to be incentivized to build your score and acquire  financial freedom but get rewarded for your building actions.

The Kredit Difference

Repair your credit without breaking the bank

Eighty percent of credit reports have mistakes. Our repair technology will automatically analyze, dispute and verify accounts on your report.

Best of all, our proprietary credit repair technology strips away all the bloated costs and allows us to pass on those savings to you. So long as we have access to your credit data our app can do its magic and do it for free.

Kredit Building Dashboard

Data driven intelligence

We use machine learning to analyze millions of credit data points in order to continuously learn, identify patterns and make real time decisions for how best you can improve your credit score. Everything we do is data informed.


Expert guidance

We know credit building, we know your situation and we have the data on what actually works. Don't guess which credit building products and services are best for you.

The wrong credit building product at the wrong time can have a negative effect on your credit score.

Credit building that works.
Credit building that works.
Credit building that works.
Wha's your TrueScore?
What's your true credit worthiness? Kredit can help you get there.

Get your TruScore!

We're able to  asses your true credit score by analyzing your credit report and putting it though our TruScore engine. The credit reporting firms don't know always know your true creditworthiness.
We can determine exactly what your credit score should be and the precise path to achieve it.

Credit Building that works!

There are many one-off tools and gimmicks to build credit.
We're the only app that employs deep analyses of your credit profile in order to determine the precise moves that you need to take.

Our robo advisor is constantly monitoring your credit report and updating your credit-building dashboard with building moves to get the (financing) approves.

Improve your credit. Make your ambitions come true.

We can help you qualify for the financing you've been turned down for. The journey to better
credit doesn't have to cost thousands of dollars.

Improve your credit score!

Own a home

Improve your credit score!

Start a business

Improve your credit score!

Expand your family

Peace of mind

Improve your credit score!

Buy a car

Improve your credit score!

Get a loan

Get Started Now

Your Costs

$0
Per month for credit repair
$0
Per month for credit advisor
$0
Per month for your credit building dashboard
All you need is a credit monitoring plan so we have access to your full credit data.

Supported monitoring companies

Free credit repair. Just connect a credit monitoring plan.
  • Direct 3B report Integration
  • Instant Upload
  • Alerts and ID Protection
Plans Starting at $6.67/mo
Free credit repair. Just connect a credit monitoring plan.
  • Direct 1B report Integration
  • Instant Upload
  • Dark Web Monitoring
Plans Starting at $7.50/mo
Free credit repair. Just connect a credit monitoring plan.
  • 2 Business Day set up
  • 3B Reports
Plans Starting at $19.95/mo
Free credit repair. Just connect a credit monitoring plan.
  • 2 Business Day set up
  • 3B Reports
Plans Starting at $19.95/mo

Repair of your account can get
started in two minutes.

Your Costs

$0
Per month for Automated Credit Repair
$0
Per month for Credit Building Dashboard
$0
Per month for Credit Robo Advisor
All you need is a monitoring plan so we have access to your full credit data.

Integrated Partners

Kredit Partners

Partner Plan Features

Full 3 Bureau Reports
Alerts and ID Protection
Direct report integrations with instant uploads
ID Theft Restoration
Dark Web Monitoring
Integrated Monitoring Plans Starting
at only  $6.67/month
Repair of your account can get started in two minutes.
Get Started Here

Compare credit repair services

Outdated credit building services

High cost

Often upwards of $750 and then you can get hit with hidden fees.

Cumbersome

Time consuming and tedious onboarding. Always salesy, many times slimy.

Short sighted

No long term credit building strategy. Merely a band aid approach.

Not data-driven

Lacks the sophistication to allow for deep data analytics & to accurately detect changing trends.

Kredit Logo

Free

You will never be charged a penny for our credit services & there are never any hidden fees.

Instant

Link your credit monitoring services and start seeing recommendations in two minutes.

No gimmicks

We are here to help. Our tools give you the answers right away for free. No hidden fees.

Intelligent

Our tech is built by financial experts. With millions of data points, we’ll give you recommendations tailored to your needs.

Get Started Now
Kredit testimonials

Trusted by thousands of users nationwide

Your product is awesome!
I signed up a little over a month ago they sent out 2 disputes immediately and so far 1 had already been removed from my report on all 3 credit bureaus.
I love that they don't do repair but work with you to build up credit in other ways.

Marcia
Marcia
Dekalb, IL

This is an excellent service that cost me nothing other than having a legit credit monitoring plan.  Best part about Kredit is that I didn't have to do anything but watch my score go up and up! Kredit the best thing I've ever found.

Lanell
Lanell
Philadelphia, PA

Kredit is a life saver!
Truly the best credit repair service and it's free. All you need is a credit monitoring which you should have anyways.  
I can definitely say it works!

Walter
Walter
Los Angeles, CA

Frequently Asked Questions

How are you different than regular credit repair?
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What kind of credit score increase can I expect?
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Will this require a hard inquiry? 
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Why do I need to pay for a monthly monitoring plan?
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How much does Kredit cost?
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How does Kredit compare to other services?
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Seamless Experience

Embed customized functionality and tailored  user experiences through our Credit Building services.

Brand Visibility & Retention

Increase brand visibility, loyalty and retention with a high touch-point product. You’ll have access to special offers and exclusive discounts to pass along to your customers.

Please reach out to us with any questions using the form below.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.